GET FITNESS INSURANCE FROM NEXT

Our partner specializes in coverage for in-person and online training

Get an Instant Quote

PROTECT YOURSELF WITH LIABILITY COVERAGE AND MORE

At NASM, we know building a fitness career is a lot of work. But protecting it doesn't have to be. Our partner NEXT makes it easy to get simple, affordable fitness insurance tailored for your needs:

  • Policies for gym owners, wellness coaches, nutritionists, personal trainers, and other fitness specialists.

  • Coverage for training at a gym or other physical location and online.

  • Protection for when you cause bodily injury, property damage, and more.

  • Flexible coverage that can change as you reach your goals and grow.

  • General liability, professional liability, workers' compensation, and other important fitness coverages.

  • Receive a 6% discount for being NASM certified*

Keep reading below to learn more about NEXT.

Fitness insurance starts as low as $11/month*
QUOTES ARE FREE
Get Instant Quote
step-1

NEXT MAKES FITNESS INSURANCE EASY

Staying safe has never been simpler or more convenient. NEXT makes it easy to get the protection you need:

  • Save with  affordable policies  tailored for fitness and nutrition specialists.
  • Get a free quote and  purchase your policy online  in minutes.
  • Download your  certificate of insurance  (proof of insurance) when you buy your coverage.
  • Add additional insureds (if requested by your gym or clients).
  • Use the  NEXT Mobile App  to manage your coverage anywhere, anytime.

More Than 600,000 customers trust NEXT to protect their livelihood. Join them now.

FAQs ABOUT FITNESS INSURANCE FROM NEXT

*Any starting prices or premiums represented before an actual customer quote are not guaranteed and are representations of existing premiums of active policies as of December 6, 2023. To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.

**Insurance policies from NEXT Insurance, Inc. & affiliates and third party insurers, pursuant to its licenses. Issuance of coverage is subject to underwriting. Not available in all states. Please see the policy for full terms, conditions and exclusions. Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim. NEXT Insurance, Inc. and/or its affiliates is an insurance agency licensed to sell certain insurance products and may receive compensation from insurance companies for such sales. Policy obligations are the sole responsibility of the issuing insurance company. Refer to Legal Notices section for additional information.

What is fitness insurance?

Fitness insurance is business insurance that's tailored for the needs of professionals in your industry. It can help protect you from financial losses related to the common risks in your line of work.

NEXT offers fitness insurance packages with two kinds of coverage:

  • General Liability: Can help pay expenses if you are accused of causing personal injury or damaging some else's property during the course of your fitness work. It can help cover medical expenses, damages and legal costs if you're sued.**

  • Professional Liability: Can help protect your fitness business if someone claims your professional error caused them financial harm.**

Why do I need fitness insurance?

Having fitness insurance can help protect your livelihood — and it's good for business. Having coverage can help provide a financial safety net if you're accused of causing an injury or damaging someone's property. Plus, clients or fitness studios may ask you to provide proof of insurance (also known as a certificate of insurance) before they'll hire you or do business with you.

In addition, if you have employees, your state may require you to have workers' compensation insurance. Workers' comp is designed to help pay expenses if your employees are hurt on the job or suffer a workplace disease.

How much does fitness insurance cost?

The cost of fitness insurance can vary, depending on the risks associated with your fitness specialty and where you do business.

Fitness insurance from NEXT starts as low as $11/month.*

To find out how much you'd pay to protect your livelihood, get a free quote from NEXT. It only takes a few minutes, and you can purchase your policy online and immediately download proof of insurance.

What kind of fitness professionals does NEXT insure?

NEXT can provide coverage for a wide range of fitness professions, including aerobics instructors, CrossFit coaches, dance instructors, online fitness professionals, golf coaches, gym and fitness studio owners, indoor cycling instructors, martial arts instructors, wellness coaches, nutritionists, personal trainers, Pilates instructors, sports coaches, umpires, yoga teachers, Zumba instructors and more.

Plus, NEXT offers add-on nutritionist coverage for fitness professionals.